Approved USDA Home Loan Provider
USDA LOANS DIRECT
Committed to the future of Rural Development
USDA Funding Available
Record LOW Interest Rates
Find Your New Home Today
- 100% Financing.
- No Money Down.
- Fast Approval Process.
- Buy a New Home or Refinance
- Flexible Credit Requirements down to a 620 credit score.
- Government Guaranteed Mortgage.
A USDA Loan Specialist will contact you to go over your application and see what areas you want to live in.
The USDA loan Specialist will issue you a letter of Credit Approval. This letter shows that you have been pre-approved for a USDA loan. It will tell you how much you qualify for and how much the estimated payments will be.
You meet with a Realtor to start searching for Your New Home.
USDA Loans Direct processes your loan for closing.
You go to closing and move into Your New Home.
We spent months trying to get financing to buy our home. Everywhere we went they wanted a huge down payment and money for closing costs. We thought we would never be able to own a home. Then we found USDA Loans Direct and we closed on our loan March 12, 2012. It was amazing, no money to closing, got a lower payment than we expected and even got cash back to buy a new refrigerator. Thank you so much! USDA Loans Direct is for real and they made it happen!
USDA Loans Direct offers this once in a lifetime opportunity to buy a home with No Down Payment. Where else can you get the Lowest fixed rates, simple credit requirements and with the Guarantee of the Federal Government? In recent years this program has emerged to be one of the most popular loan programs in our history. There are no other loan programs that compare.
Even the infamous FHA loan cannot stand toe to toe, with the FHA there is a down payment, Huge PMI payments that make it less desirable. While the banks and credit unions all want big down payments the USDA is seeing increased market share from consumers demanding this loan in their neighborhood. In the last decade USDA funding has surged by by 700%. Areas all over the country are growing and expanding from this. People once again have confidence to buy a home and fulfill their dreams.
100% Financing. No Down Payment Required.
Lowest Fixed Rate Mortgage Options.
Can be used for Existing Homes, Foreclosures, New Construction
Simple Loan Process.
No Loan Limit. No Acreage Limit.
No Prepayment Penalty.
Can get Funds for Repairs or Improvements.
