Properties That Qualify for USDA Mortgage Louisiana

First Time Home Buyers Mortgage | Mortgage for First Time Home Buyers | www.USDALoansDirect.comThe most eligible types of properties that join the roller coaster of home ownership in the Pelican State are not just your street condos. Apply for a USDA mortgage Louisiana today and know why you can qualify for different options in your property ownership journey, right from the start.

USDA Loans Direct is your loan Odyssey who will help you land the following bays of property:

  1. Condominium
  2. Fresh Development
  3. Existing modest homes built up to five years since
  4. Modular houses
  5. Mobile houses


  • A debt-to-loan ratio of 29% of income in USDA mortgage LA, meaning all your current debts, including mortgage, credit card and rent expenses should be less than 41% of your monthly income.
  • Low FICO score.
  • You should make the home the primary residence throughout the entire repayment period.

Loan Type

USDA Loan in OklahomaThere are normally two provisional types of home purchase plans, which are all cross-tied to the income threshold. If you choose the Direct USDA mortgage Louisiana, you will do any of the following:

  • Apply even when your income threshold is 50-80% of that of your region.
  • `Get a modest house of any type, from a condo to a mobile residence.
  • `If you go for the Guaranteed Program, you will enjoy these benefits: `You can get a higher-priced condo or modular house if your income is 115 percent of the county’s per capita.
  • `You also qualify for repair credit on top of the USDA mortgage LA that earns you $10000 worth of repair funds.

Is There a Cap on Property Limits?

The good news is that you can apply for property values that conform to your income. The only cap is the debt-to-income ratio, which determines how much you can repay, as well as, the following current AMI limits for the entire state:

  • From Crowley to New Orleans Counties, and Lake Charles to Shreveport, all minimum AMI is the same for a four-member family at $73600.
  • Virtually all cities come with a total AMI of $87150 for the eight-member family unit.

How Do I Apply?

  1. USDA Loans Direct | USDA Mortgage Direct | www.USDALoansDirect.comSubmit your request.
  2. Settle on a lender.
  3. Choose the loan type, either Direct or Guaranteed.
  4. Await approval from Rural Development.

USDA mortgage Louisiana demands no other enforcement than these.

Give us that important call today at

1-888-202-4479. We will help you get started.

Helpful links for you to review:


USDA Down Payment Assistance

First Time Home Buyer

USDA Rural Development Loan