USDA Loan Calculator

USDA Home Loan Mortgage Payment Calculator

USDA HOME MORTGAGE LOAN CALCULATOR for USDALoansDirect.comThis free USDA Mortgage Calculator for gives you a snapshot of what you can expect your monthly payments to be when using the USDA Home Loan Program. For more information on Single-Family Section 502 USDA Guaranteed Home Loans, see our USDA Loans page.

USDA Mortgage Calculator

Enter your information in the fields below and the information will change automatically.


Loan Amount $$Down Payment$
Annual Interest Rate%Term of Loan
Monthly Payment$Change any combination of fields to calculate.


USDA LoanThis calculator does not include taxes and insurance, since these vary by borrower; however, property taxes are usually 1.2% of the home's value, while annual homeowners insurance is roughly 0.035% of the home's value.

Amount Financed

The amount financed equals the Purchase Price (+) USDA Funding Fee.

USDA Funding Fee

This is an upfront fee paid to the USDA. This fee is normally rolled into the entire loan amount, as shown in our calculator.


Notice: all figures are estimates and do not include taxes and insurance. 

USDA Home Loan Mortgage Payment Calculator